The Care Act: Financial Assessments

This one day course provides essential knowledge of local authority financial assistance under the Care Act 2014. It is designed to provide care providers with an understanding of how financial assessment officers make their decisions and what impact that has on the finances of people receiving care. It looks at financial assessments in a variety of settings but can be adapted to focus on home care, extra care, residential care or supported accommodation. It also looks at who can enter into a deferred payment agreement and what the implications are for their care charges.

Who should attend?

Support workers, benefits advisers, team leaders, social workers and anyone who wants to understand how the financial assessments system for social care works.

Course aims

This course will:

  • Look at how the local authority decides who to provide financial assistance to
  • Explain what information the local authority needs to carry out a financial assessment
  • Examine the types of income, capital and expenditure that are taken into account in a financial assessment and how some can be ignored
  • Describe who is eligible for deferred payment agreements and how they work

Course content

  • The local authority’s duties under the Care Act
  • Eligibility for financial assistance including:
  • Ordinary residence
  • Assessment of care needs
  • Who needs a full financial assessment
  • Light touch assessments
  • How a full assessment is carried out
  • How income affects a financial assessment including:
    • State and private pensions
    • Benefits such as Pension Credit and Employment and Support Allowance
    • Disability benefits
    • Universal Credit
  • How capital and savings affect a financial assessment including:
    • What counts as capital and savings and what is ignored
    • How property is valued and when it is taken into account
    • How the local authority decides if someone has deliberately deprived themselves of capital
  • What expenditure is allowed for in a financial assessment including:
    • Personal expenses allowances and minimum income guarantees
    • Disability related expenditure
    • Housing expenditure
  • Deferred Payment Agreements (DPAs)
    • Who is eligible for a DPA
    • How much care cost can be deferred
    • Costs of entering a DPA